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Credit Karma

Credit Karma, Inc.

Credit Karma is an aptly named personal finance service. If you pay your credit card bills in full and on time every month, don't open and close accounts frequently, stay current with loan payments, and avoid negative events, such as bankruptcies and tax liens, you'll be rewarded with an enviable credit score.

Credit Factors

You’ll receive a list of the factors that are either helping or hurting your score. These factors include credit utilization, payment history, derogatory marks in your credit file, the age of your credit history, credit inquiries, and total accounts. We’ll dive into this a bit more below.

Credit Reports

You can see the details of your credit reports at TransUnion and Equifax. A nice feature is a way this information is presented. Credit reports in their raw form can be difficult to decipher. The information at Credit Karma, however, is very easy to understand.

Is Credit Karma Really Free?

There is no monthly trial membership or initial credit card charge for signing up. Yes, it is totally free. Every user can install the app and start using just in few moments.


Here you can download Credit Karma for Free